Your mobile money & instant loans partner. Empowering Zambian youth with cutting-edge financial services.
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Dial *388*9#
on your phone
Complete financial ecosystem - from mobile money to crowdfunding, P2P lending, and financial education
Send money, buy airtime, pay bills - all from your phone or web platform with instant processing.
Get approved in minutes with our AI-powered loan system. Loans from ZMW 50 to ZMW 5,000.
Bank-grade security with instant transactions 24/7. Your money is always protected.
Expand your financial possibilities with our latest platform additions
Raise funds for projects & causes
Direct peer-to-peer loans
Goal-based savings accounts
Freelance job marketplace
Specialized farming loans
Educational courses
Upload & verify documents
Smart credit scoring
All features are live and ready to use!
Explore All FeaturesGet started in three simple steps
Sign up with your phone number and create a secure PIN. Verification takes less than 2 minutes.
Fund your wallet via bank transfer, mobile money, or visit any of our authorized agents.
Send money, pay bills, or apply for instant loans. Everything you need in one platform.
Join the growing community of financially empowered youth
Built for the future of Zambian finance
All transactions are processed in real-time, 24/7
Your money and data are protected with advanced encryption
Our team is always available to help you
Access from any device, anywhere in Zambia
Build your credit score with every transaction
Earn points and rewards with every use
We're here to help you with your financial needs
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Available 24/7
+260971234567
Quick responses
help@byouth.zm
Detailed support
Experience the future of mobile banking with BYouth. Simple, secure, and designed for you.
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